Fixed deposits (FDs) have always been a preferred choice for secure and guaranteed returns. With Airtel Finance, you can now open an FD completely online, without any paperwork or branch visits — all through your smartphone.
In this blog, we’ll walk you through the benefits, eligibility, documents required, and step-by-step process to open an Airtel Finance Fixed Deposit account.
Why Choose Airtel Finance Fixed Deposit?
- Attractive Interest Rates – Earn up to 8.4% per annum
- Low Minimum Investment – Start with as little as ₹1,000
- 100% Digital Process – Open your FD in minutes via the Airtel Thanks App
- Safe & Secure – RBI regulated, with deposits insured up to ₹5 lakhs under DICGC
- Flexible Tenure – From 7 days to 10 years
- Easy Premature Withdrawal – Allowed after 7 days (with adjusted interest)
Eligibility to Open an Airtel Finance FD
- Individuals – Residents of India
- Senior Citizens – Eligible for additional interest benefits
- Minors – Through a guardian
- Firms, Companies, Trusts – With valid incorporation documents
Documents Required
Keep these handy for a smooth online process:
- Identity Proof – Aadhaar, Passport, Voter ID, or Driving Licence
- Address Proof – Aadhaar, Utility Bill, or Bank Statement
- PAN Card – Mandatory for deposits above ₹50,000
- Recent Photograph – Passport size
Step-by-Step Guide to Open an Airtel Finance FD Online
Step 1: Download and open the Airtel Thanks App on your smartphone.
Step 2: Go to Banking → Fixed Deposit or Shop → Airtel Finance.
Step 3: Click on “Open Fixed Deposit Account”.
Step 4: Enter the deposit amount, tenure, and choose the type of FD (Cumulative/Non-Cumulative).
Step 5: Complete KYC verification by uploading the required documents.
Step 6: Make payment via UPI, net banking, or debit card.
Step 7: Receive your digital FD receipt instantly.
Tips Before Booking Your FD
- Compare interest rates for different tenures before investing.
- Enable auto-renewal if you want your FD to reinvest automatically on maturity.
- Set up a nominee during account creation for added security.
- For tax savings, opt for a 5-year lock-in FD under Section 80C.
