India’s Financial Inclusion Juggernaut: Bridging the Gap Between Access and Usage
India’s financial inclusion story is often celebrated as one of the largest and fastest in the world. With initiatives like the Jan Dhan-Aadhaar-Mobile (JAM) trinity, millions have entered the formal financial system. But as the country moves “from scale to depth,” the real challenge is no longer access-it is meaningful usage. Beneath the impressive numbers […]










